Account Fees
Commercial Analysis Checking Accounts
Account Fees - Amount / Frequency
Maintenance Fee - $20.00 / per month
Deposits - $0.40 / per deposit
Deposited Items - $0.18 / per item (check, ACH credit entry, or transfer)
Withdrawals - $0.18 / per item (check, ACH debit entry, or transfer)
Uncollected Balance - Prime Rate plus 5% - If the average collected balance is overdrawn for the month, a charge will be made based on 5% above the prime rate as published in the Money Rates column of The Wall Street Journal on the first banking day of the calendar
Documentation Fee for MSB/Privately Owned ATM Accounts - $500 / per month*
Gambling Industry Account Fee - $1,000 / per month**
Cash Handling Fee - varies based on cash
Please refer to the Common Fee Disclosure for other fees that may apply. In addition, there may be fees for use of certain products or services that will be disclosed at the time of service.
*Documentation Fee applies to deposit accounts owned by a Money Service Business (MSB) and/or a business that maintains privately owned ATMs. This fee is a fixed fee and is not offset by the account’s Earnings Allowance.
**Gambling Industry Account Fee applies to deposit accounts opened by businesses involved in the gambling industry. This fee is a fixed fee and is not offset by the account’s Earnings Allowance.
Earnings Allowance: An earnings allowance is an accrual of a credit that is used to offset all or a portion of eligible account activity fees, service fees, and Treasury Management fees. The calculation of the earnings allowance is based on the investable balances available for services, to which is applied an earnings credit rate which is set at the Bank’s discretion.
Business Checking
See the account disclosure provided at account opening.
Business Interest Checking
See the account disclosure provided at account opening.
Treasury Solution Services
For a current Schedule of Fees for Treasury Solution Services please call the Treasury Solutions Department at 1-844-680-3739.
Master Treasury Management Agreement
A copy of the Master Treasury Management Agreement may be viewed at the following link: