Why make purchases by cash or check when you can do it with a business debit card linked to your account?
Small businesses make 90 percent of purchases by cash or check—not always the most convenient or efficient way to manage expenses. That’s why we offer the Renasant Business Debit Card, which works just like a check and is linked to your business checking account so that purchases are automatically deducted from it.
Why make purchases by cash or check when you can do it with a business debit card linked to your account?
Small businesses make 90 percent of purchases by cash or check—not always the most convenient or efficient way to manage expenses. That’s why we offer the Renasant Business Debit Card, which works just like a check and is linked to your business checking account so that purchases are automatically deducted from it.
Business Debit Card features
Debit Card Features
- Dramatically reduce the need to use cash and/or checks
- Better control business spending
- Make purchases at millions of locations around the world that accept Mastercard® debit cards
- View each transaction, clearly detailed on your monthly business checking statement or with Business Internet Banking
- Perform withdrawals, balance inquiries and transfers at any ATM, whether it's a Renasant Bank ATM or one displaying the Mastercard, Cirrus® or NYCE® logo
Mastercard Benefits
Mastercard Zero Liability*
As a Mastercard cardholder, Zero Liability applies to your purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions. As a cardholder, you will not be held responsible for unauthorized transactions if:
- You have used reasonable care in protecting your card from loss or theft; and
- You promptly reported loss or theft to your financial institution.
Mastercard ID Theft Protection™ **
You must enroll for this benefit at: ID THEFT PROTECTION
Provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft. This product offering will alert you about possible identity theft by monitoring the surface, dark and deep web, searching for compromised credentials and potentially damaging use of your registered personal information in order to detect fraud at its inception. It also provides monthly risk alert / newsletter, resolution services available 24/7 year-round, lost wallet assistance, single bureau credit monitoring, financial account take over monitoring, and URL and domain monitoring.
MasterRental® Insurance/CDW**
Pays for physical damage and theft of a rental vehicle on a primary basis for rentals up to 31 days. You must pay for the entire rental transaction with the eligible Mastercard card and decline the Collision Damage/Loss Damage Waiver coverage offered by the car rental company.
Mastercard Airport Concierge™**
Available 24/7/365 at over 700 destinations worldwide, You may request this service and receive access to preferred rates for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival and/or any connecting flights. There are also certain airports where you can be expedited through the security and/or the immigration process.
Mastercard Golf**
Provides discounted access to golf courses, complimentary grounds passes for PGA Tournaments, access to domestic and international golf travel packages.
Lost or Stolen Cards
If you believe your Renasant Bank Debit Card (or Personal Identification Number / PIN) is lost or stolen, or that someone has accessed or may access your account without permission, call us immediately at 877-367-5371.
Mastercard® Automatic Billing Updater (ABU)
Renasant Bank Debit Card holders will be automatically enrolled in ABU, an automatic account information updating service provided by Mastercard. ABU helps facilitate uninterrupted processing of your recurring and automatic payments through a secure electronic exchange of account information updates. Information such as your expiration date, card number (if the original card was lost/stolen or transferred), and closed card notifications are updated daily and communicated to participating merchants with whom you have an ongoing payment relationship, such as recurring payments or automatic billings.
Merchant participation is optional and some merchants may not choose to use this service. Participation in ABU does not relieve you of the obligation to ensure that merchants have correct account information on file; failure to do so may result in a declined payment. In addition, neither Mastercard nor Renasant Bank can guarantee that account updates will be communicated to merchants prior to the next billing date.
Cardholder Benefits
Facilitates uninterrupted service for participating merchants. Recurring payments are more likely to be successful because updated card information is readily available to participating merchants.
Reduces negative experiences caused by declines.
Account Opt-Out Procedures
This service is a convenience, provided to you at no cost; however, you may opt out of ABU at any time. If you wish to opt out, please call us at 1-877-367-5371. If you opt out, you may opt back in if you decide you want the ABU service in the future.
Terms and Conditions
Renasant Bank debit cards are offered through Mastercard. MasterCard is a registered trademark of Mastercard International Incorporated.
*Certain restrictions apply. Please see www.mastercard.us/zero-liability.html for more details.
** The descriptions of the listed benefits are summaries only. Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Contact 1-800-Mastercard (1.800.627.8372) for full details.
The 2023 season is finally over and that means it's time for all the SEC teams to get their grades on how they did. How will your team do?
Any business owner knows that the pursuit of profitable growth depends on the availability of a reliable source of working capital. Here is what you need to know about asset-based lending.
Courtney and Sarah travel to Memphis, Tennessee to visit Colby Midgett of Premier Flowers. Follow along to learn about Colby’s story, her love of volunteering, and her advice on what it takes to start a business.
Buying a home is one of the most exciting days in your life. Having a realtor to guide you through the process can help you conquer challenges that arise, but you should also do some research on your own.
For the roughly 75,000 people that live below the poverty line in Alachua, FL, there is no shortage of needs they struggle to meet daily. Thanks to Gainesville’s St. Francis Pet Care, affordable veterinary care isn’t one of them.
Remember the last time you learned a new shortcut that saved you both time and effort? Here are six amazing tools to help with your banking – all from the Renasant mobile banking app.
Business banking experts work with small business owners everyday to make sure they have the financial support they need to operate their business. We understand small businesses are the backbone of our community.